# Introduction

Athena is a decentralized, non-custodial liquidity protocol that allows users to participate either as liquidity providers or cover seekers. Liquidity providers supply funds to the market to earn passive income, while cover seekers can subscribe to insurance services.

This documentation outlines the core principles of the protocol and explains how to engage with it. We invite you to join the Athena community—our team and fellow members are excited to support you in building on top of Athena.

<figure><img src="https://3863230093-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F0mKcKgKLEWonEmIM0cM0%2Fuploads%2Fgit-blob-ae50d536226a66416ca3a31a87e9edf3bc046bd2%2Fathena_overview.png?alt=media" alt="athena protocol feature overview"><figcaption></figcaption></figure>

The protocol is implemented as a set of smart contracts on top of the Arbitrum blockchain. Smart contracts guarantee safety and do not require a middleman.


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